Products Overview


Learn More About Personal Express Products

Whether you’re looking for auto, homeowners or renters insurance, Personal Express can help you get the coverage you need.

Homeowners Insurance

Personal Express takes the guesswork out of insuring your home. Whether you’re in the process of buying your first home or you just made your last mortgage payment, we can help you understand your coverage options and create a policy that makes sense for you. Personal Express agents live in your community, so they understand the unique needs of homeowners in your area. That’s the Local Advantage.

We offer a variety of homeowners insurance add-ons to give you the exact amount of coverage you need, including:

  • Fire dwelling
  • Other structures
  • Loss-of-use coverage
  • Equipment breakdown
  • Earthquake and flood coverage

Plus, when you insure through Personal Express, you’re buying directly from the underwriter, so you’ll get additional savings just by choosing us. Stop by your local office and speak with an expert or call us at 1-800-499-3612.

Learn More About Homeowners Insurance

Auto Insurance

Shopping for auto insurance? We make it fast, easy and affordable. When you choose to insure your vehicle with Personal Express, you not only get the benefit of saving by buying directly from the underwriter—you get the benefit of working with a friendly, knowledgeable, local agent who can help you get the most out of your premium.

Personal Express provides a wide selection of auto insurance add-ons so customers can get the exact coverage they need, such as:

  • Roadside assistance
  • Mechanical breakdown insurance
  • Gap insurance
  • Rental reimbursement

Stop by an office in your neighborhood or speak to a Personal Express customer service representative by calling 1-800-499-3612.

Learn More About Auto Insurance

Renters Insurance

Many people don’t realize what their belongings are really worth. Replacing your stuff could cost you more than you realize! Your landlord’s insurance policy covers the structure and any appliances or furnishings they own inside, but it won’t cover your possessions. If you’re renting an apartment, home, condo or dorm room, you need renters insurance to protect your personal belongings from theft or damage.

Personal Express offers add-ons for extra coverage to give your belongings the protection you want:

  • Replacement cost coverage
  • Scheduled personal property
  • Incidental business liability
  • Business merchandise coverage

Your friendly, local agent can help calculate the cost of your belongings and determine the right amount of coverage you need if you ever experience a covered loss. Find an agent near you or call us at 1-800-499-3612 to get started.

Learn More About Renters Insurance

Save More When You Bundle

You could qualify for a multi-policy discount when you bundle a Personal Express auto, homeowners or renters insurance policy with another one of our products.

When you get a free auto, homeowners or renters insurance quote through Personal Express, you’ll see just how affordable insurance can be. Plus, you could save even more by taking advantage of our discounts:

  • Protective device credits
  • Safe driver discounts
  • Claim-free discount

Low Rates With the Local Advantage

Whether you need to update your policy, increase your insurance protection or file a claim, Personal Express is here to serve you.

Meet Our Homegrown Pros
Call us at 1-800-499-3612