Earning the Trust of Californians Since 1984.
Personal Express Insurance is a Central California native. We've been innovating and improving the way Californians are insured for more than 15 years. That's largely because we started Personal Express with a novel business model based on insuring better risks through personal, local office.

Don't Get Saddled with Someone Else's Risk
Personal Express's motto is "Low rates for good people" Most insurance companies base their rates on a wide spread of risks. That means that good insureds pay for bad ones. Personal Express has strict underwriting standards to ensure that good insureds receive the low rates that they deserve.

Personal Express is Different
At Personal Express, we believe that financially responsible individuals with good driving records and newer homes should benefit from their discipline and choices. Our strict underwriting guidelines protect our customers low rates. Why should a responsible Personal Express client pay for an irresponsible individual?

Personal Express is Direct
"Direct" has become a hot topic. The truth is, if you buy your home and auto insurance directly from the underwriter, you save money on your monthly premiums by not paying commissions to a middleman. With Personal Express Insurance, you enjoy the full financial privileges of buying direct.

Personal Express is Local
You're a person not a number. That's why Personal Express has always staffed our local office with knowledgeable, friendly customer service representatives. People who will learn your name. People who take responsibility for your satisfaction. People who will help you maximize your insurance dollars.